Complimentary domestic airport lounge passes

• Relax before you fly with 4 complimentary domestic airport lounge visit per year – you can access 1 lounge visit every 3 months.

Unlimited cashback

• Get 10% cashback on all dining, food delivery, and grocery spending, up to INR1,000 per card billing cycle – plus, get 1.5% unlimited cashback on all your other spending .

Annual fee waiver when you spend more

• Your INR999 annual membership fee will be waived if you spend over INR200,000 per year.

Zero liability for lost cards

• You'll get insurance coverage for any misuse of your card from 24 hours before reporting it lost, up to INR300,000.

Enabled with VISA Paywave technology, your globally accepted HSBC Cashback Card gives you unlimited cashback on all transactions.

• 10% cashback on all dining, food delivery and grocery spends (capped at up to INR1,000 per billing cycle)
• 1.5% unlimited cashback on all other spends (exclusions apply
• Cashback is also available via the Instant EMI (Equated Monthly Installment) facility on your card across listed merchants.
• Get cashback credited to your account within 45 days of your card's statement date.

✔ Emergency card replacement

• If you lose your credit card, you can cancel it and we'll issue you an emergency card anywhere in the world – it'll only take 3 days.

✔ EMI options

• Convenient EMI options that allow you to pay your credit card dues in Equated Monthly Installments (EMIs) such as Balance Transfer on EMI, Cash-on-EMI, or Loan-on-Phone.

✔ Balance transfer

• Transfer your outstanding credit card balance to an HSBC credit card to enjoy easy repayments at a lower interest rate.

✔ Google Pay

• If you've got an Android mobile device, then you can use Google Pay for a fast, secure, and simple way to use your HSBC credit cards to pay online or in stores.

✔ Offers and discounts

• HSBC credit card customers get exclusive access to discounts with our select partners.

✔ Other benefits

• Your card will come with other regular card benefits like cash advance, additional credit cards, global access and access through Phone Banking.